The headlines this week regarding the potential failure of Silicon Valley Bank invoked unpleasant memories among those scarred by Michigan's harrowing years from 2008 to 2013. Bank failures globally and nationally sent shock waves and General Motor's bankruptcy set the car industry on its ear. Michigan's state budgets were slashed mid-year for the first and only time. Those of us serving on school boards at the time will never forget those days. While doing some research for